Here are some advices how to protect yourselves better during the holiday shopping frenzy. The advices have been written for British consumers, but you may still find many of them applicable throughout the European Union. Credit cards may be a danger when you spend more than you can pay later, but they can also protect you in certain situations. If your item arrives damaged or doesn’t arrive at all, and the shop refuses to sort the problem out or goes out of business, the credit card company will have to return your money even without the assistance of the seller. If you get the misfortune of not finding your wallet in your bag, credit cards could also turn out to be a lesser loss. Call your bank as soon as you can, and any transactions after the call will be reimbursed by the bank. If you happen to fail to do this you should keep in mind that banks should reimburse you for anything beyond the first £50 of any disputed transaction, and many banks waive even this amount. Shopping online does often save money, but be careful with websites; not everything that shines is gold. Check www.getsafeonline.org for some tips how to avoid dangers online.